Privacy Policy

ONPOINT MORTGAGE PRO is committed to protecting your privacy. This notice explains the types of personal information we collect, how we use it, and how we safeguard it.

Information We Collect:

  • Personal Information: This includes your name, address, phone number, email, Social Security number, income, employment information, and financial history.
  • Non-Personal Information: This includes information about your computer, such as your IP address and browser type.

How We Collect Information:

  • Loan Applications: When you apply for a mortgage, we collect information from you directly.
  • Third-Party Sources: We may obtain additional information from credit bureaus, public records, and other sources.

How We Use Your Information:

  • Process Loan Applications: We use your information to assess your eligibility for a mortgage and to process your application.
  • Underwrite Loans: We use your information to determine your creditworthiness and to set loan terms.
  • Service Your Loan: We use your information to service your mortgage, including collecting payments and providing customer support.
  • Comply with Legal Requirements: We use your information to comply with applicable laws and regulations.

How We Share Your Information:

  • Affiliates: We may share your information with our affiliates for business purposes.
  • Third-Party Service Providers: We may share your information with third-party service providers who help us process your loan or provide other services.
  • Investors: If your loan is sold to an investor, we may share your information with the investor.
  • Government Agencies: We may share your information with government agencies as required by law.

Your Rights:

  • Access: You have the right to access the personal information we hold about you.
  • Correction: You have the right to correct any inaccurate information.  
     
  • Opt-Out: You may opt out of certain marketing communications.

Security:

We implement reasonable security measures to protect your personal information from unauthorized access, disclosure, or misuse.  

 

Changes to This Notice:

We may update this notice from time to time. If we make significant changes, we will notify you.

Contact Us:

If you have any questions about this notice or our privacy practices, please contact us at:

Onpoint Mortgage Pro

530 Technology Dr STE 100, Irvine CA 92618

949-486-8200

[email protected]

09/01/2024