What are you trying
to accomplish?
Mortgage Refinance
Refinance your home with OnPoint Mortgage Pro. Get competitive rates, personalized service, and a seamless process. Save money and achieve your goals today!
Lower my payment
Lock in and secure a lower rate to lower your total monthly payment.
Payoff Loan Faster
Secure a shorter loan term to accelerate paying off your mortgage.
We make it easy to refinance
- Get multiple quotes without a credit check
- Quick Approval
- Easy Process
- Lock in your savings
What our customers have to say
EXCELLENT Based on 68 reviews Chris Hollars2025-09-26Trustindex verifies that the original source of the review is Google. Victor was awesome during the financing process. He spent an ample amount of time teaching and helping us understand everything. We will strongly recommend him to others! Muhammad Anees2025-09-26Trustindex verifies that the original source of the review is Google. We did FHA streamline refinance with Victor and It was an awesome experience working with him.. Process was smooth and fast! Victor is knowledgeable and very professional. Our team to go for all future needs👍🏻 Ericka Soto2025-09-17Trustindex verifies that the original source of the review is Google. We truly appreciate Victor’s constant availability and how responsive he was every step. No matter the time or day, he was always there to answer our questions and provide clear, honest advice. Thank you again for your dedication and support — we’re so grateful to have worked with you for the 3rd time! Connie Chung2025-09-16Trustindex verifies that the original source of the review is Google. Victor at OnPoint Mortgage Pro made buying my first home an stress-free experience. He explained everything clearly, kept me updated, and even helped me close a month early. He went above and beyond to secure the best rates and made the whole process seamless. Highly recommend! Caroline Kim2025-09-03Trustindex verifies that the original source of the review is Google. I had an excellent experience working with Victor from OnPoint Mortgage Pro. He met with me and my client, explained the entire funding process, and went above and beyond to research the best program for my client, a first-time homebuyer. Victor not only beat the builder’s in-house lender and the bank on rates, but he also delivered exceptional personalized service. He was always available, highly knowledgeable, and communicated consistently throughout the process. He even shared valuable insights with my client, which was greatly appreciated. Victor managed everything in a timely and transparent way, keeping constant communication with the builder to ensure we stayed on track. Both my client and I were extremely happy with his service. He was thorough, professional, and truly cared about making the experience smooth and stress-free. I highly recommend Victor if you are working with buyers—you will have peace of mind knowing they are in great hands. Racheal Ellis2025-08-28Trustindex verifies that the original source of the review is Google. Victor has helped us twice now with mortgage loans. He is outstanding to work with! His professionalism, communication and service go above and beyond! I highly recommend reaching out to Victor for any mortgage needs, you will be happy you did! Edward Yevdayev2025-08-25Trustindex verifies that the original source of the review is Google. I don’t usually write reviews, but I felt like I needed to for this one. I just bought my first home at 27 and worked with Victor Santos at OnPoint Mortgage Pro, and the experience was outstanding. Victor was very easy to work with, always kept me updated, and explained everything clearly so I never felt lost in the process. He was transparent and honest every step of the way, and I could tell he truly cared about helping me make the best decision, not just about closing a deal. He even went out of his way to compare and compete with other lenders to get me the best rate possible, even when it wasn’t necessarily to his own benefit. There were times when I had to rush things or speed up the process to make sure everything closed on time, and Victor worked tirelessly and diligently to make it happen. Even with a very small window, he kept everything moving smoothly, held me accountable when needed, and made sure nothing slipped through the cracks. That kind of dedication gave me a lot of confidence and peace of mind. What I really appreciated was his professionalism and the fact that his advice always felt genuine. I had full confidence that I was making the right decisions because of the way he guided me through the process. Working with Victor and OnPoint Mortgage Pro was a pleasure, and I’ll absolutely be working with him again in the future. I highly recommend him to anyone looking for a lender who is communicative, transparent, and truly puts his clients first. Jeanie Park2025-07-08Trustindex verifies that the original source of the review is Google. I had a great experience with Onpoint Mortgage Pro and Victor Santos in closing a purchase transaction for one of my clients. They were knowledgeable, responsive, and my clients are so happy with the guidance they received in choosing the right mortgage. Job well done and thank you Victor! Joyce Halim2025-06-30Trustindex verifies that the original source of the review is Google. Victor is really a great guy. He helped me patiently step by step through the process of my refinance. Highly recommended. Thank you so much ☺️ Mason Wesselman2025-06-10Trustindex verifies that the original source of the review is Google. So committed and helpful with my refinanceVerified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more