We'll beat your bank or give you $1,000
We help our borrowers save over $10k!
30 yr
6.375% / 6.59%
RATE / APR
15 yr
5.50% / 5.84%
RATE / APR
*Based on Conventional loan $500,000-70% LTV-Purchase-SFR-Primary Residence-CA-720 FICO. 04/18/2024 (08:53 AM)
Client Reviews
ExcellentBased on 38 reviewscesar castillo2022-06-28Mr. Santos is very helpful, profesional and knowledgeable about the mortgage industry. He was able to assist me in the question I had in order to find out how it would benefit me in refinancing my property. Mr. Santos even went the extra mile in assisting me. I totally recommend Mr. Santos for whom ever is thinking or has thought of refinancing their home. He will go out of his way in explaining what people should know or need to know on how to save money when making such an important decision.Marty Browder2022-05-12Victor was a pleasure to work with, a true professional with a personal touch. I will not hesitate to call on him again.Edward Piechocki2022-03-18Victor, helped us through the on-line remortgage process from the start to the finish. Even afterwards helped us with some questions. Great to work with someone that really know his business.FNU Amandeep2022-03-17OnPoint Mortgage Pro has a very professional form of service and responds quickly and effectively to its clients. I had a great experience refinancing my home mortgage with this company and was able to get the process done completely stress free. They finished it in only 15 days and gave me a better price than any other company. I definitely recommend others who need assistance in refinancing their mortgage to reach out to this company.Michael Lucas2022-03-03OnPoint Mortage Was there for me In refinancing my house. I got a great rate and the loan process was super easy. I highly recommend onpoint mortgage for your loan needs! MichaelBing S2022-03-01I couldn't have been happier with the results of our refinance. Not only that wife was able to buy a new car with this refinance but I was able to get a little bit of cash for rainy days. We were able to save well over $500/month with this refinance. Thank you OnPoint Mortgage Pro!Rosario S.2022-02-28I completed my mortgage refinance 6 months ago. OnPoint Mortgage Pro consolidated our debts and we're now debt free and enjoying the freedom. My husband and I are in our 70's. We will forever be grateful with how Victor handled our mortgage process making it the most painless one we've ever done for over 30 years of being homeownersAbigail Tionloc2022-02-28I had a great experience refinancing my home mortgage with Victor Santos. The entire process was amazingly quick and painless! Victor was highly knowledgeable and thorough. From start to finish, he promptly provided me updates of every step of the process. From the time I submitted my loan application to closing, it only took less than two weeks! I highly recommend Victor Santos for anyone looking for a mortgage / refinance.Bernard Palisoc2022-02-27I recently refinanced my single family house. Worked with Victor Santos. The online process was seamless and communication was great. He offered a variety of loan options and provided solutions for possible problems. His promises were kept and we were closed within two weeks. His professionalism and knowledge was outstanding. I would highly recommend Onpoint Mortgage Pro.
Our Loan Programs
Our home lending loan programs cater to diverse needs, offering options for first-time buyers, veterans, low-income families, and refinancing. From government-backed (FHA and VA) to conventional and specialized investment-purpose loans, these programs provide accessible paths to homeownership with tailored terms, accommodating various financial profiles and property types.
Conventional
VA
FHA
Non-QM
Reverse Mortgage
Home Equity Loan
Buying A Home
We not only provide financing solutions but also strive to make the entire process as transparent and straightforward as possible. Our commitment is to empower individuals and families on their journey to homeownership, ensuring that they find a loan program that suits their needs and brings them closer to the dream of having a place to call home.
Taking The Right Steps
Benefits Of Owning
Prequalifying
Refinancing?
Our team is dedicated to helping you navigate the complexities of mortgage financing and exploring your options.
OnPoint Mortgage Pro is licensed by the
CA DFPI, CO DoRA, ID DoF, SC-DCA
We are a licensed professional business in mortgage lending and are committed to providing expert guidance and tailored solutions to help clients achieve their homeownership goals with confidence.
Contact Us
Your dream home is just a call or a message away. Our team is dedicated to helping you navigate the complexities of mortgage financing and explore your options. Whether you have questions about loan programs, want to explore refinancing options, or need guidance through the application process, we’re here for you. Reach out to us today, and let’s start turning your homeownership dreams into a reality.
530 Technology Drive #100
Irvine, CA 92618
(949) 486-8200
9169 W State St #805
Garden City, ID 83714
(208) 500-2209
2134550
Tuesday: 8:00am – 6:00pm
Wednesday: 8:00am – 6:00pm
Thursday: 8:00am – 6:00pm
Friday: 8:00am – 6:00pm
Saturday: Appointment Only
Sunday: Closed
Contact Us
2134550
Tuesday: 8:00am – 6:00pm
Wednesday: 8:00am – 6:00pm
Thursday: 8:00am – 6:00pm
Friday: 8:00am – 6:00pm
Saturday: Appointment Only
Sunday: Closed