Mortgage Broker Irvine, CA
OnPoint Mortgage Pro is a leading mortgage broker in Irvine, CA. We are dedicated to helping you find the perfect loan to make your dream home a reality!
Our Mortgage Rates as of January 31, 2026
Your Trusted Mortgage Company in Irvine, CA
OnPoint Mortgage Pro is your premier mortgage company in Irvine, CA. Whether you are a first-time homebuyer, looking to refinance, or seeking investment opportunities, our dedicated team of expert mortgage brokers in Irvine is here to guide you every step of the way. With a commitment to exceptional service and tailored solutions, OnPoint Mortgage Pro ensures that your home financing experience is smooth, efficient, and personalized to your unique needs.
Client Reviews
OnPoint Mortgage Pro highly values and appreciates the feedback and reviews shared by our customers. They serve as a guiding light, helping us continually improve everything that we do and letting others know who to trust.
Buying A Home
We not only offer financing solutions but also strive to make the process as transparent and straightforward as possible. Our mission is to empower individuals and families on their journey to homeownership by ensuring they find a loan program that fits their needs and brings them closer to the dream of having a place to call home.
Taking The Right Steps
We will guide you through the entire process, providing detailed insights into the steps you will need to take for your first home.
Benefits Of Owning
Owning a home can provide stability, build equity, and offer a sense of pride and belonging in a community.
Prequalifying
We know the industry secrets and have assisted others in pre-qualifying for their dream home with our expert guidance.
Refinancing?
Our team is dedicated to helping you navigate the complexities of mortgage financing and exploring your options.
Prequalifying
We know the industry secrets and have assisted others in pre-qualifying for their dream home with our expert guidance.
Refinancing?
Our team is dedicated to helping you navigate the complexities of mortgage financing and exploring your options.
Our Loan Programs
Our home lending loan programs cater to diverse needs, offering options for first-time buyers, veterans, low-income families, and refinancing. From government-backed (FHA and VA) to conventional and specialized investment-purpose loans, these programs provide accessible paths to homeownership with tailored terms, accommodating various financial profiles and property types.
Conventional
The most common type of loan due to their flexibility, interest rates and suitability for borrowers with good credit histories.
VA
Available to active and veteran personnel and their surviving spouses. Includes no money down and no PMI.
FHA
Great for a broader range of individuals with low credit scores and smaller down payments such as 3.5% down.
Non-QM
Providing borrowers who don’t meet traditional mortgage standards while offering flexibility through verification.
Reverse Mortgage
Enabling homeowners aged 55+ and older to convert home equity into tax-free income or a lump sum, for financial flexibility.
Home Equity Loan
Homeowners can borrow against the equity in their homes, providing a lump sum of cash with a fixed interest rate.
Why Choose Us for Mortgage in Irvine?
At OnPoint Mortgage Pro, we understand that securing a mortgage is one of the most significant financial decisions you will make. Our goal is to simplify the process, offering comprehensive support and expert advice to help you achieve your homeownership dreams. Here’s what sets us apart.
Experienced Mortgage Brokers
Our team of experienced mortgage brokers has extensive knowledge of the Irvine, CA housing market and a deep understanding of the various mortgage products available. We leverage this expertise to find the best mortgage solutions tailored to your specific situation.
Personalized Service
At OnPoint Mortgage Pro, we believe that every client is unique. We take the time to understand your financial goals and circumstances, providing personalized advice and mortgage solutions that align with your needs. Our client-focused approach ensures that you receive the attention and support you deserve throughout the mortgage process.
Wide Range of Mortgage Options
We offer an extensive array of mortgage products to suit diverse financial needs. From conventional loans and FHA loans to VA loans and more, OnPoint Mortgage Pro has access to a variety of lending options to ensure you get the best possible rates and terms.
Streamlined Process
Navigating the mortgage process can be daunting, but it doesn’t have to be. Our streamlined application process is designed to be efficient and straightforward, minimizing the stress and hassle often associated with securing a mortgage. From pre-approval to closing, we handle the details so you can focus on finding your dream home.
Competitive Mortgage Rates
We pride ourselves on offering competitive mortgage rates that help you save money and achieve your homeownership dreams. Our reputable lenders secure competitive rates and favorable terms for our clients. Whether you’re purchasing a new home or refinancing an existing mortgage, our expert brokers work diligently to ensure you receive a mortgage solution that fits your financial goals and budget.
Customer Commitment
Our customer commitment is at the heart of everything we do. We provide exceptional service, transparent communication, and personalized mortgage solutions tailored to your unique needs. Our goal is to empower you on your journey to homeownership, ensuring a smooth and stress-free process from start to finish.
Contact Us
Your journey to homeownership or financial freedom begins with a single step. Contact us today to schedule a consultation with one of our expert mortgage brokers. Let us help you navigate the mortgage landscape and secure the best financing for your needs.
ADDRESS 1:
530 Technology Drive #100 Irvine, CA 92618
PHONE:
(949) 486-8200
ADDRESS 2:
9169 W State St #805 Garden City, ID 83714
PHONE:
(208) 500-2209
NMLS ID:
2134550
OFFICE HOURS:
- Monday: 8:00am – 6:00pm
- Tuesday: 8:00am – 6:00pm
- Wednesday: 8:00am – 6:00pm
- Thursday: 8:00am – 6:00pm
- Friday: 8:00am – 6:00pm
- Saturday: Appointment Only
- Sunday: Closed
OnPoint Mortgage Pro is licensed by the
CA DFPI, CO DoRA, ID DoF, SC-DCA, NMLS#2134550
We are a licensed professional business in mortgage lending and are committed to providing expert guidance and tailored solutions to help clients achieve their homeownership goals with confidence.
