Articles on the home-purchase process, first-time homebuyer guidance, market timing, and steps to homeownership.
The median Texas household earns about $79,721 a year. At today’s wholesale rates, that income qualifies for roughly a $234,000 home with 10% down. The median Texas home price is $328,000. A broker’s salary-by-salary breakdown of what you can actually afford in Texas, with the 2.9x rule, PITI math, and what national calculators get wrong.
The median California household earns about $96,000 a year (source: U.S. Census Bureau, American Community Survey 2024). At today’s wholesale rates, that income qualifies for roughly a $316,000 home with 10% down. The median California h…
Is it a good time to buy a house? 07/01/2024 While mortgage rates are falling home prices are up and inventory remains low. Finding the perfect time to buy a home can be difficult and impossible. So when is it a good time to buy a house? While insights into housing market trends are valuable,…